Deed of Debt

Protect your loan with a formal Deed of Debt. Clear terms, legal security, and total peace of mind.

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Deed of Debt

How it works

A Deed of Debt (also known as a "Deed of Acknowledgement of Debt") is the best way to document and formalise a loan of money or assets. It creates a clear, legal record that the funds are a loan to be repaid, rather than a gift. This is an essential tool for parents lending money to children for a home deposit. It protects your capital and ensures the terms of the loan including if and when it needs to be repaid are transparent for everyone involved.

1. Purchase your Deed of Debt

Purchase a professional, cost-effective Deed of Debt for $159. You’ll receive a professional, bespoke Deed that you can easily edit to perfectly match your unique situation. Please Note: This deed is primarily designed for cash loans. If you are lending shares or property directly, please [contact our team] first to ensure you get the right documentation.

2. Complete the Questionnaire

Our document creation tool is designed to be intuitive, walking you through every necessary detail one step at a time. Most of our customers find they can complete the entire questionnaire in less than 15 minutes.

3. Get professional legal advice

You may want an expert to review the specific implications for your family. This is entirely optional, but highly recommended. We can arrange a lawyer for a fixed fee to review your Deed and advise on implications.

Frequently asked questions

We’ve covered the most common questions about our agreements below. If you can’t find exactly what you’re looking for, just reach out! We’re always happy to chat. Message us — Click the live chat icon in the bottom-right corner.

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What is a Deed of Debt?+
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What do I need before starting my Deed of Debt?+
What are the benefits of a Deed of Debt? +
Things to keep in mind when getting a Deed of Debt+
Do I need legal advice before purchasing a Deed of Debt?+
What are the payment methods?+
What kind of technology do I need to complete the agreement +
How long does it take to draft the Deed of Debt?+
Do I need to complete the questionnaire in one sitting?+
What if we make a mistake or need to go back?+
We completed the agreement. What happens next?+

Still have questions? Get in touch with us or try the live chat in the bottom-right corner!